1.1 By accessing or using the services provided by Coverage Guardian, LLC ("we," "our," or "us"), you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please refrain from using our services.
2. Personal Information Collection and Privacy2.1 Consent: By utilizing our services, you consent to the collection, storage, and use of your personal information as described in our Privacy Policy. We may collect, store, and use personal information, including but not limited to your name, address, phone number, email address, date of birth, and final expense insurance information, for the following purposes: To provide you with information and support related to final expense insurance. To facilitate consultations and assistance with your final expense insurance needs. To communicate with you regarding our services and updates. 2.2. Accuracy: You are responsible for providing accurate and up-to-date information when using our services. We are not liable for any consequences resulting from inaccurate or outdated information. 2.3. Security: We take reasonable steps to protect the security of your information, but no method of data transmission or storage is completely secure. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.
3. Services3.1. Final Expense Insurance Services: We offer services related to final expense insurance, including providing information, facilitating consultations, and offering support to our users. We strive to provide accurate and up-to-date information, but we do not guarantee the completeness or accuracy of the information provided. 3.2. Communication: By using our services, you may receive communication from us, including but not limited to emails, phone calls, or text messages. You can opt out of promotional communications at any time.
4. User Responsibilities4.1 Compliance: Users must comply with all applicable laws and regulations when using our services. 4.2 Security: Users are responsible for maintaining the security of their account credentials and for any activity that occurs under their account. If you suspect unauthorized access to your account, please notify us immediately.
5. Limitation of Liability5.1 To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, arising out of the use or inability to use our services.
6. Changes to Terms and Services6.1 Terms Updates: We reserve the right to update these Terms and Conditions from time to time. Any changes will be posted on our website with the updated effective date. Your continued use of our services after such changes constitutes acceptance of the revised Terms. 6.2 Service Changes: We reserve the right to modify or discontinue any part of our services without notice.
7. Governing Law and Jurisdiction7.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the state of Texas, without regard to its conflict of law principles.
8. Contact Us
8.1 If you have questions or concerns about these Terms and Conditions or our services, please contact us at:
Coverage Guardian, LLC
2900 Wilcrest Drive, Suite 451
Houston, TX 77042 United States
General Inquiries: info@coverageguardian.net
Customer Support: +1 (800) 977-1817
Welcome to Coverage Guardian, operated by Coverage Guardian, LLC, a Houston-based company ("we," "our," or "us"). We are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you interact with our website and services.
2. Information We Collect
2.1 Personal Information: We may collect the following types of personal information when you provide it voluntarily:
• Name
• Address
• Phone Number
• Email Address
• Date of Birth
• Final Expense Insurance Information
2.2 Automatically Collected Information: We may also collect certain information automatically when you use our website, such as your IP address, device information, cookies, and usage data.
We use the information we collect for the following purposes: 3.1 Provide Services: We use your personal information to contact you and provide services related to final expense insurance, including information, consultations, and support. 3.2 Communication: We may use your contact information to communicate with you about our services, updates, and promotions. 3.3 Improve Our Services: We analyze user behavior to enhance and improve our website and services. .
4. Disclosure of Your InformationWe may disclose your personal information to: 4.1 Service Providers: We may share your information with trusted third-party service providers who assist us in delivering our services. 4.2 Legal Compliance: We may disclose your information when required by law or to protect our rights, privacy, safety, or property, or that of our users.
5. Data SecurityWe implement security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of data transmission or storage is completely secure.
6. Your ChoicesYou can exercise certain rights regarding your personal information, including accessing, correcting, or deleting it. To do so, please contact us at the provided contact information.
7. Children's PrivacyOur services are not intended for individuals under 18 years of age, and we do not knowingly collect personal information from children.
8. Changes to this Privacy PolicyWe may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on our website with the updated effective date.
9. Contact Us
If you have questions, concerns, or requests related to this Privacy Policy or your personal information, please contact us at:
Coverage Guardian
2900 Wilcrest Dr STE 451
Houston, TX 77042
1-800-977-1817 (TTY:711)
info@coverageguardian.net
